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Thursday, March 27, 2025

In today’s digital world, identity theft is a growing concern, and your credit file is a key target for scammers. It contains everything a criminal needs to impersonate you: your name, date of birth, address history, and Social...

Friday, March 21, 2025

Have you ever wondered what would happen to your online accounts if something unexpected happened to you? Think about it: your bank and investment accounts, digital tax records, email inbox, and maybe even some cryptocurrency or...

Monday, February 24, 2025

Home builder confidence fell notably in February, signaling headwinds for the housing industry. Soft economic data and weak guidance from Walmart led equities lower last week. Economic data releases this week will cover consumer...

Wednesday, February 12, 2025

The holidays are just around the corner, bringing the joy of travel, gift-giving, and time with loved ones. Unfortunately, this festive season also brings a higher risk of identity theft and financial scams. From fraudulent credit card...

Tuesday, February 11, 2025

Although hiring slowed in January, the previous month’s job totals were revised up and the unemployment rate fell to 4 percent. International equities outperformed as a weaker dollar offset initial tariff concerns. The Treasury yield...

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Wednesday, February 5, 2025

Roth IRAs are a powerful way to save for retirement because they are funded with after-tax dollars, and if certain requirements are met, withdrawals in retirement are completely tax-free. You can fund a Roth IRA in two ways: Making...

Tuesday, February 4, 2025

In part because of lower inventory levels, gross domestic product (GDP) growth slowed to 2.3 percent in the fourth quarter. International markets fared better than their U.S. counterparts; AI competition from China led to a sell-off in...

Friday, January 31, 2025

Paying for college can feel overwhelming, but financial aid is designed to help bridge the gap between the cost of education and what families can afford. Unfortunately, many students miss out on valuable assistance because they...

Tuesday, January 28, 2025

Economic data was mixed, with stronger-than-expected existing home sales and a softer-than-expected Purchasing Managers Index (PMI). International markets fared well, thanks to a softer U.S. dollar and better-than-feared tariff policy....

Tuesday, January 7, 2025

Quick Hits Mixed Month for Markets- December was a mixed month for equity markets. Bonds Fall as Federal Reserve Updates Guidance- Rising interest rates caused bond prices to fall at year-end. Positive Economic Updates- The economic...

Tuesday, January 7, 2025

Manufacturer confidence improved more than expected in December. Equity markets remained risk-averse to start the year amid questions on policy and inflation. This week, we will see the December meeting minutes from the Federal Open...

Monday, December 16, 2024

Year-over-year inflation ticked up in November, matching economist expectations. The Nasdaq Composite led the way despite mixed performance from the so-called Magnificent Seven. The Federal Reserve (Fed) will host its December meeting...

Tuesday, December 10, 2024

Hiring rebounded swiftly in November after a weather-driven slowdown in October. The so-called Magnificent Seven (Apple, Alphabet, Amazon, Nvidia, Meta Platforms, Microsoft, and Tesla) led the rally. The yield curve was little changed,...

Friday, December 6, 2024

Quick Hits Stocks Rally in November S. stocks rose on rising investor optimism for faster growth ahead. Bonds Rebound as Federal Reserve Cuts Rates Falling interest rates supported bonds during the month. Supportive Economic Backdrop...

Monday, December 2, 2024

Consumer confidence improved more than expected. Equity markets continued to show signs of broadening beyond Nvidia and Tesla. We expect several important reports this week, highlighted by employment data on Friday. Quick Hits Report...

Monday, November 25, 2024

Housing data was mixed; home builder confidence and existing home sales fared better than expected but new home starts disappointed. A strong dollar increased market breadth beyond the so-called Magnificent Seven. The front end of the...

Friday, November 22, 2024

Everyone needs an estate plan, no matter the size of the estate. An estate plan helps carry out yourwishes after your passing and benefits you while you’re living. A good estate plan includes documents tomanage your financial affairs...

Monday, November 18, 2024

Consumer and producer inflation picked up in October. A reversal of the election rally and sector rotation related to the new administration were two major themes for equities. The 10-year Treasury yield rose 17.5 basis points (bps) on...

Monday, November 11, 2024

Service sector confidence reached a two-year high in October. Small-caps led the way in a post-election, risk-on rally. It will be another busy week; we expect data on the economy, inflation, retail sales, and industrial production....

Wednesday, November 6, 2024

Quick Hits Stocks Slide in October A late-month sell-off led to a down month for stocks. Bonds Fall in October Rising interest rates caused bonds to fall during the month. Surprisingly Resilient Economic Growth The economic updates...

Monday, November 4, 2024

Contributing to a Roth IRA is an extremely efficient way to save for retirement. The earlier contributions aremade, the more time savings have to grow tax free. Wouldn’t it be great if your children could takeadvantage of a Roth IRA...

Monday, November 4, 2024

Hiring slowed notably in October, though the figure was affected by the Boeing strike and two hurricanes. Mega-caps showed mixed earnings, with some revealing signs of caution ahead. This week will include earnings, the U.S. election,...

Wednesday, October 30, 2024

The pace of existing home sales fell more than expected in September. Tesla soared on better-than-expected profitability from regulatory credits. Despite the recent Federal Reserve (Fed) rate cut, rates continued to climb across the...

Wednesday, October 16, 2024

Headline and core Consumer Price Index (CPI) data was slightly higher than expected in September. Quick Hits Report releases: Year-over-year consumer inflation fell to a three-year low in September. Financial market data: Long-term...

Thursday, October 3, 2024

Inflation is a term we often hear in the news, but what is it? In economics, inflation is traditionally defined as a general increase in prices and a decrease in the purchasing value of money. The Nobel Prize-winning economist Milton...

Wednesday, September 18, 2024

Nvidia posted a strong recovery as CEO Jensen Huang continued to highlight strong demand for the firm’s AI chips. With near-term Federal Reserve (Fed) policy remaining in question, short-term bond expectations remained volatile....

Monday, September 16, 2024

Clients often have questions about investing. Terms like stocks, bonds, allocation, and rebalancing are frequently mentioned, yet rarely understood in full. Recently, I sat down with a client to discuss the differences between stocks...

Wednesday, September 11, 2024

As remote work continues to thrive in regions like the Truckee North Tahoe area, the convenience of co-working spaces and public Wi-Fi has made it easier than ever to work from virtually anywhere. Spaces like Lift Workspace, The Hub,...

Wednesday, August 28, 2024

Whether you are looking to borrow money or invest it, a sense of the current interest rate environment can be helpful. Interest rates can be thought of as the cost of borrowing money or the return on investments for lending money, and...

Tuesday, August 20, 2024

Equities posted their best week of the year as economic data eased fears. Bonds were relatively unchanged as investors looked to lock in rates amid a strong recovery over the past two weeks. Quick Hits Report releases: The pace of...

Wednesday, August 14, 2024

Equities recovered after a two-day sell-off amid a Japanese carry trade scare. Bonds gave back much of their gains, as investors returned to risk assets later in the week. Quick Hits Report releases: Service sector confidence improved...

Wednesday, July 31, 2024

Small-cap and value stocks outperformed amid weak Tesla and Alphabet earnings. Short- to intermediate-term Treasuries were bid up, as investors look to lock in higher yields ahead of a cut in September. Quick HitsReport releases:...

Wednesday, July 17, 2024

Small-cap stocks posted a major rally as potential interest rate cuts offered relief amid recent struggles. Short-term Treasuries rallied on the lower Consumer Price Index (CPI) report as investors locked in elevated short-term rates....

Friday, July 12, 2024

Understanding the Current Economic Landscape Where’s the economy heading? While wages have risen, they haven't kept pace with inflation. The Federal Reserve has sharply increased interest rates to combat inflation, and recession...

Thursday, July 11, 2024

Quick Hits June Rally Caps Solid Quarter for Stocks Stocks rose for the second consecutive month. Bonds Up for the Month and Quarter Falling interest rates in June supported bond returns during the month and quarter. Inflation Slows...

Tuesday, July 2, 2024

Nike (NKE) was the story of the week: it was down more than 20 percent, as it missed sales estimates. The back end of the yield curve sold off again as investors question what the recent economic slowdown means for longer-term growth....

Friday, June 28, 2024

When it comes to managing your finances, the guidance you receive can make a significant difference in achieving your financial goals. One key aspect to consider when choosing a financial planner is whether they act as a fiduciary. But...

Tuesday, June 25, 2024

Nvidia was down last week despite a strong rally in which it briefly became the largest stock by market capitalization. Its move lower dragged growth and technology stocks down. Treasuries sold off in unison across the curve. Quick...

Tuesday, June 25, 2024

Today, virtually anyone with a smartphone can buy and sell stocks from almost anywhere. Discount online brokerages such as Robinhood, Schwab, TD Ameritrade and others have developed trading apps that allow users to trade stocks,...

Wednesday, June 19, 2024

You may have heard about the concept of financial literacy. The idea that having an understanding of various personal finance topics will lead to better personal financial outcomes. A search of the web will return a definition such as...

Tuesday, June 18, 2024

Apple continued to rally following its Worldwide Developer Conference; the company unveiled new AI software updates that are expected to drive a stronger iPhone upgrade cycle. Treasuries rallied sharply on the back of softer inflation....

Wednesday, June 5, 2024

Software stocks were hit hard; Salesforce showed signs of a slowing economy and less software spending from its customers. AI infrastructure firms such as Nvidia continued to move higher. Quick Hits Report releases: Personal income and...

Wednesday, May 29, 2024

Technology and communication services were the only equity sectors that were positive last week. U.S. Treasuries sold off amid concerns of persistent inflation. Quick Hits Report releases: Existing home sales fell for the second...

Tuesday, May 21, 2024

Equities continued their rally; sectors that benefited from more persistent inflation outperformed. Treasuries were little changed as investors look toward this week’s inflation data. Quick Hits Report releases: Consumer inflation...

Friday, May 17, 2024

Many people have had their financial plans derailed. Financial stress may have forced you to make tough choices, such as deciding which bills to pay, scaling back on your savings or withdrawing from a retirement account. As a result,...

Tuesday, May 14, 2024

Equities continued their rally as those sectors that benefited from more persistent inflation outperformed. U.S. Treasuries were little changed as investors wait for this week’s inflation data. Quick Hits Report releases: Consumer...

Monday, May 6, 2024

When we think of our financial health, we often think of our FICO or credit score. However, there is another very useful and telling metric known as debt-to-income ratios (DTI). DTI ratios are a measure of monthly debt payments divided...

Wednesday, April 24, 2024

Global equities were mostly down last week on the potential for higher U.S. rates and geopolitical tensions in the Middle East. Bond yields continued their rise as inflation remained a concern. Quick Hits Report releases: Retail sales...

Wednesday, April 17, 2024

U.S. equities sold off again as the Consumer Price Index (CPI) came in higher than expected. Bond yields continued their rise; investors demanded higher yields because consumer inflation has increased. Quick Hits Report releases:...

Wednesday, March 27, 2024

The S&P 500 had its best weekly performance this year as the Federal Reserve (Fed) signaled that rate cuts remain on the horizon for 2024. Bond yields fell on the news as bond investors interpreted this as a signal that inflation...

Wednesday, March 20, 2024

Facing greater exposure to debt—which costs more as rates increase—small-cap stocks struggled last week. Rates rose as bond investors demanded more yield to offset hotter-than-expected inflation. Quick Hits Report releases: Consumer...

Monday, March 11, 2024

Weak iPhone and Tesla sales in China moved the Nasdaq Composite lower. Rates for Treasuries with maturities greater than five years fell as the Federal Reserve (Fed) indicated it was close to cutting interest rates. Quick Hits 1....

Thursday, December 7, 2023

Read about what happened in financial markets in the month of November.

Tuesday, December 5, 2023

Read about what happened in financial markets this past week.

Wednesday, November 29, 2023

Read about what happened in financial markets this past week.

Tuesday, November 21, 2023

Read about what happened in financial markets this past week.

Tuesday, November 14, 2023

Read about what happened in financial markets this past week.

Monday, November 6, 2023

Read about what happened in financial markets this past week.

Monday, November 6, 2023

Read about what happened in financial markets this past week.

Wednesday, November 1, 2023

Read about what happened in financial markets in the month of May.

Monday, October 30, 2023

Similar to a company’s financial statements, a personal financial statement can help you assess your financial health and assist you in budget planning.

Wednesday, October 25, 2023

Read about what happened in financial markets this past week.

Tuesday, October 17, 2023

Read about what happened in financial markets this past week.

Wednesday, October 11, 2023

Read about what happened in financial markets this past week.

Friday, July 7, 2023

Read about what happened in financial markets in the month of May.

Monday, June 26, 2023

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Monday, June 12, 2023

Read about what happened in financial markets this past week.

Wednesday, June 7, 2023

Read about what happened in financial markets this past week.

Tuesday, May 30, 2023

Read about what happened in financial markets this past week.

Tuesday, May 23, 2023

Read about what happened in financial markets this past week.

Tuesday, May 16, 2023

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Tuesday, May 9, 2023

Read about what happened in financial markets this past week.

Monday, May 1, 2023

Read about what happened in financial markets this past week.

Friday, April 21, 2023

In recent weeks, there has been much ado about the dollar, continue reading for a different take.

Wednesday, April 19, 2023

Read about what happened in financial markets this past week.

Monday, April 10, 2023

Read about what happened in financial markets this past week.

Friday, April 7, 2023

Catch up on the 2023 1st quarter market and economic activity.

Monday, April 3, 2023

Read about what happened in financial markets this past week.

Thursday, March 30, 2023

Read about what happened in financial markets this past week.

Tuesday, March 21, 2023

Read about what happened in financial markets this past week.

Monday, February 27, 2023

Read about what happened in financial markets this past week.

Tuesday, February 21, 2023

Read about what happened in financial markets this past week.

Tuesday, February 14, 2023

Read about what happened in financial markets this past week.

Tuesday, February 7, 2023

Read about what happened in the financial markets during the Month of January.

Monday, February 6, 2023

Read about what happened in financial markets this past week.

Friday, February 3, 2023

A brief look at what has changed for 2022 in the tax code.

Thursday, February 2, 2023

Similar to a company’s financial statements, a personal financial statement can help you assess your financial health and assist you in budget planning.

Tuesday, January 31, 2023

Read about what happened in financial markets this past week.

Tuesday, January 24, 2023

When we think of our financial health, we often think of our FICO or credit score.

Tuesday, January 24, 2023

It is wise to keep track of your credit score, keep reading to understand more.

Tuesday, January 24, 2023

Read about what happened in financial markets this past week.

Tuesday, January 17, 2023

Read about what happened in financial markets this past week.

Friday, January 13, 2023

Read about what might happen with inherited debt.

Thursday, January 12, 2023

Read about some of the more immediate details of the Secure Act 2.0.

Wednesday, January 11, 2023

Take advantage of the fresh start in 2023.

Tuesday, January 10, 2023

Read about what happened in financial markets this past week.

Tuesday, January 10, 2023

Catch up on the 4th quarter market and economic activity.

Wednesday, January 4, 2023

Read about what happened in financial markets this past week.

Tuesday, December 27, 2022

Read about what happened in financial markets this past week.

Wednesday, December 21, 2022

Read about what happened in financial markets this past week.

Monday, December 12, 2022

Markets Rally in November November saw market gains as all three major U.S. indices rose for the second consecutive month, with the S&P 500, Dow Jones Industrial Average (DJIA), and Nasdaq Composite returning 5.59 percent, 6.04 percent...

Monday, December 12, 2022

Read about what happened in financial markets this past week.

Monday, December 5, 2022

Read about what happened in financial markets this past week.

Tuesday, November 29, 2022

Read about what happened in financial markets this past week.

Tuesday, November 22, 2022

Read about what happened in financial markets this past week.

Monday, November 14, 2022

Read about what happened in financial markets this past week.

Wednesday, November 9, 2022

Read about what happened in the financial markets during the Month of November.

Monday, November 7, 2022

Read about what happened in the markets this past week.

Monday, October 31, 2022

Read about what happened in the markets this past week.

Monday, October 24, 2022

Read about what happened this past week in the markets.

Monday, October 17, 2022

Read about what happened this past week in the markets.

Tuesday, October 11, 2022

Read about what happened this past week in the markets.

Friday, October 7, 2022

Catch up on 3rd quarter market and economic activity.

Wednesday, October 5, 2022

Read about what happened this past week in the markets.

Wednesday, September 21, 2022

Read about what happened this past week in the markets.

Tuesday, September 6, 2022

Read about what happened this past week in the markets.

Monday, August 29, 2022

Read about what happened this past week in the markets.

Monday, August 22, 2022

Read about what happened this past week in the markets.

Thursday, August 18, 2022

Read about what happened this past week in the markets.

Friday, August 12, 2022

Read about what happened this past week in the markets.

Thursday, August 11, 2022

Retirement is on the Horizon for Everyone

Friday, July 29, 2022

The Free Application for Federal Student Aid, otherwise known as the FAFSA is a standardized application form for student aid used by the federal government, state governments and most colleges and universities.

Thursday, June 16, 2022

Let’s say you’ve been working for decades and are finally starting to plan what your retirement will look like. If you plan to retire within the next ten years or so, now is the time to start planning.

Wednesday, June 8, 2022

Children. The lights of your life. Your greatest (and most expensive) treasures.

Thursday, May 26, 2022

They say the 40s are the new 30s, and the 50s are the new 40s. And “They”, whoever they are, are so right.