What We Do
Rarely do clients wake up one morning and say, “I need a comprehensive financial plan.” More often, clients go to bed facing an acute challenge not knowing how to solve it. We are here to help. Pacific Crest Wealth Planning is a team of CERTIFIED FINANCIAL PLANNER™ practitioners offering full-service wealth planning with the goal of providing financial solutions.
Financial Planning: A collaborative process that helps maximize a client's potential for meeting life goals through financial advice that integrates relevant elements of the client's personal and financial circumstances. The financial advice provided may touch on any of these areas:
Investment Planning
- Development of Investment Strategies
- Portfolio Development and Analysis
- Asset Allocation and Portfolio Diversification
- Explanation of the Taxation of Different Investment Vehicles
- Explanation of Types of Investment Risk
Retirement Savings & Income Planning
- Perform Retirement Needs Analysis
- Perform Social Security Optimization Analysis
- Recommendation and implementation of appropriate Retirement Plan(s)
- Explanation of Medicare and Supplements
- Explanation of Retirement Plan Distribution Rules and Taxation
Tax Planning
- Development of Tax Reduction and Management Strategies
- Development of Charitable Contribution Strategies
- Explanation of Income Tax Fundamentals
- Explanation of the Income Taxation of a Business Entity
- Explanation of the Income Taxation of Trusts and Estates
- Explanation of the Alternative Minimum Tax
- Explanation of the Taxation of Property Transactions
Insurance Planning & Risk Management
- Analysis and Evaluation of Risk Exposures
- Perform Insurance Needs Analysis
- Recommendation of Individual Long-Term Care Insurance
- Recommendation of Individual Life Insurance
- Recommendation of Individual Disability Insurance
Estate Planning
- Develop Strategies to Transfer Property
- Estimation of Estate Taxation
- Explanation of the Characteristics and Consequences of Property Titling
- Explanation of Gift and Estate Tax Compliance
- Explanation of Types, Features, and Taxation of Trusts
- Explanation of Intra-Family and Business Transfer Techniques
- Explanation of Estate Planning Techniques of Non-Traditional Relationships
Education Planning
- Perform Education Needs Analysis
- Recommendation and implementation of Education Savings Strategies
- Explanation of Financial Aid Opportunities
- Explanation of Educational Loan Availability


