What We Do

Our Process

Whether you're new to financial planning or have experience, working with us offers a distinct and personalized experience. To provide you with the most tailored advice, we don’t just focus on your financial goals—we take the time to understand what truly matters to you. Our process is designed to help you clarify your values, priorities, and objectives. Together, we use this insight as a roadmap to create and implement a financial plan that aligns with your intentions and purpose.

Our client engagements begin with the following three steps, which form the foundation of our recommendations:

Step 1: Discovery Meeting

In this initial stage, we'll schedule an introductory meeting to explore what's most important to you. Our goal is to determine whether we can be a valuable resource for you, while you assess if our services align with your needs. We'll ask questions about your values, goals, and financial life to gain a deeper understanding of your experiences with money. This will help us establish your current position on your financial journey—your "Point A."

Step 2: Engagement

If we decide to move forward together, we'll enter this stage of the process. Here, we'll collaborate to define a vision of your ideal life—your "Point B." To prepare for this meeting, we ask that you reflect on the future you want to create and gather relevant financial documents. During our discussion, we'll help you identify and prioritize both your personal and financial goals. We'll also establish a preliminary spending plan that aligns with your values, priorities, and vision for your ideal life.

Step 3: Financial Plan Delivery

In this stage, we present our analysis and recommendations for your personalized financial plan. As we review this first draft together, we'll discuss any scenarios or adjustments you'd like to explore. Since life is ever-changing, your financial plan is designed to be flexible. It will be housed in our financial planning software, allowing us to update it whenever you experience a major life change or want to explore new scenarios.

Common Questions About Our Process

What Happens After the Process is Complete?

Financial planning is an ongoing journey, not a one-time event. After completing the initial process, we schedule regular progress review meetings, at least annually. Depending on your preference, we can meet more frequently—semi-annually, quarterly, or at any other interval that suits you. During these meetings, we will discuss any changes in your life or goals, review and update your financial plan, provide new recommendations as needed, and review your investment accounts.

How Long Does This Process Take?

The initial development and implementation of your financial plan typically take about 4 to 8 weeks. However, this timeline is flexible and can vary based on your availability and personal schedule. We understand that life can be busy, and we are committed to working at a pace that respects your time while maintaining the momentum needed to make informed financial decisions.

Are the Meetings In-Person or Virtual?

We recognize that financial planning is deeply personal, and many clients prefer in-person meetings to discuss their finances. We share this preference but also understand that in-person meetings may not always be feasible. For clients who prefer or require the convenience of virtual meetings, we are fully equipped to accommodate this request.